Under the Consumer Insurance (Disclosure & Representation) Act 2012, it is your duty as a consumer to take reasonable care not to make a misrepresentation to an insurer. Misrepresentation to an insurer in certain circumstances could result in a claim being penalised or rejected. It is important that you ensure all statements you make on proposal forms, claim forms and other documents are full and accurate and we recommend you keep a copy of all correspondence in relation to the arrangement of your insurance. If you are in any doubt about any point in relation to your duty to take reasonable care, please contact us.
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